How to Downsize Your RMDs

October 3, 2019 Kiplinger Magazine by Miriam Cross   You must start taking required minimum distributions from your IRA at age 70½. But you can reduce the tax bill.    After you’ve spent decades diverting a healthy stash of cash to your tax-advantaged retirement accounts, you need to start withdrawing a chunk of it each year once you turn 70½. …

If your student debt disappeared, would you save more for retirement?

June 26, 2019   MarketWatch by Alessandra Malito   Democratic candidates Bernie Sanders and Elizabeth Warren take aim at ballooning education loans Student debt is one of the biggest obstacles to contributing enough — or, some say, anything — for retirement, but what would happen if Americans didn’t have that burden anymore? Bernie Sanders, the Vermont senator running for president …

Climate change can pose big risks to real estate investments

May 28, 2019   CNBC by Lorie Konish   Climate change could dramatically alter the value of real estate investments. And that goes for real estate investment trusts, companies that own income-producing real estate, if they do not shift their investment strategies to address growing risks, industry experts say. A 2018 report found that 35% of REIT properties have geographic …

Top 10 Best Financial Advisors in Charlotte & Asheville, NC | 2019 Ranking

Alpha Financial was recently included on AdvisoryHQ’s 2019 ranking of the Top 10 “Best Financial Advisors in Charlotte & Asheville, NC”. We’re honored to have been named on this list and for the ability to continue helping our clients plan for their future. You can access the full list of advisory firms and review process here: Top 10 Best Financial Advisors …

Limited deduction rubs SALT into taxpayer wounds

February 8, 2019 InvestmentNews by Marc Schoeff Jr.   Financial advisers bear bad news related to the state and local tax deduction that could surprise clients Financial advisers and accountants for people who live in high-tax states will be delivering a difficult message over the next few weeks: You’ll pay more in taxes. The reason for the increase is a …

BB&T, Suntrust merger looks to benefit Charlotte, what about you?

February 7, 2019 WBTV by Bria Bell   CHARLOTTE, NC (WBTV) – Many of you woke up to the news of the BB&T and Suntrust merger and the decision to headquarter in Charlotte. The two companies have not said what the name of the new bank will be. The $66-billion dollar all-stock deal will make the company the sixth largest …

Wharton Business Radio: In The Workplace

October 4, 2018 Wharton Business Radio   Hosts Peter Cappelli and Dan O’Meara are joined by Ann Gugle (Principal, Alpha Financial Advisors, LLC) on the Thursday, October 4, 2018 edition of In the Workplace.   In the Workplace: October 4, 2018

Retirees, Go Ahead and Spend a Little (More)

October 3, 2018 Kiplinger’s Personal Finance by Anne Kates Smith Successful savers have prospered by living below their means. Frugality often becomes a preference—sometimes to an excessive degree. It’s no secret that many Americans have not saved enough for retirement. But here’s the flip side of the coin: retirees who don’t spend enough of their savings. A recent study by …